Definitions:

1. US/Our - means Global Assure.

2. You/Your/Customer - means an individual who has purchased the Extended Warranty plan of Global Assure.

3. Manufacturer Warranty - means the original warranty provided by the manufacturer on the said electronic appliance.

4. Sum Insured - means the monetary amount mentioned on the purchase invoice of the electronic appliance.

5. Breakdown - means the sudden and unforeseen failure of the parts of the insured item(s) or the item(s) itself due to defects in materials and workmanship (but not by normal wear and tear, normal deterioration or negligence) necessitating immediate repair or replacement.

Coverage:

Under this Extended Warranty, your electronic appliance is covered limited to electrical, mechanical and electronic breakdown of insured item(s) and/or components thereof arising out of any defect in materials and workmanship in respect of all electrical, mechanical and electronic components of the insured item(s) or the item(s) itself as per the warranty offered by the manufacturer, during the period of Insurance.

Limit of Liability:

Liability shall in no case exceed in respect of each item the sum insured thereon declared to Global Assure by you.

Exclusions:

Global Assure will not be liable for any loss or damage due to:

1. Any claim where the original identification/serial number is removed, obliterated or altered from the insured assets or item(s).
2. Any claim if the item(s) is/are used for commercial, business, industrial, educational or rental applications or is/are used at a public place or common place where many people gather or assemble together unless agreed by US to be covered subject to the payment of additiona vs premium.
3. Any incorrect or abnormal electrical or signal connection to the item(s).
4. Any modification to the item(s) which is not in accordance with the manufacturer's instructions or use of any accessory which has not been approved by the manufacturer.
5. Any item(s) purchased outside India unless agreed by US to be covered on payment of additional premium for the sum insured of these item(s) based on current exchange rate.

6. Any defect in external wiring(s), electrical connection(s) that are not an integral part of the item(s).
7. Any corrosion, blockages, denting or scratching on the item(s).
8. Any routine maintenance or service or inspection of the item(s).
9. Any cleaning of video/audio heads or any normal replaceable or limited life consumables of the item(s).
10. Any repair carried out by anyone other than authorised service providers of the item, as approved by the manufacturer.
11. Any realigning of aerials, receivers or satellite dishes.
12. Any design fault or damage arising from errors, omissions or defects in any applications or systems software.
13. Any cost incurred where no breakdown has been found.
14. Any damage caused by any domestic animal like pets.
15. Any service item(s), normally replaceable components of item(s) or limited life consumables including but not limited to fuses, remote control, batteries etc.

16. Any cosmetic item(s) including but not limited to knobs, buttons, paintwork, plastic or metal casing etc.
17. Any damage due to normal wear and tear, moths, insects, vermin, mildew, inherent defect or any other gradually operating cause of the item(s).
18. Any damage caused by the item(s) being used after any fault becomes apparent.
19. Any reduction in market value following repair or reinstatement of the item(s).
20. Any repair or replacement of components which were faulty or had suffered a breakdown prior to the start date of this cover.
21. Any item more specifically insured by any other policy or guarantee (i.e. manufacturer guarantee).
22. Any loss arising from a change in broadcast/reception technology, but not occasioned by any manufacturing or workmanship defect.
23. Any loss or damage arising out of external cause, including but not limited to fire, theft explosion, water damage, act of god perils, riot, strike, malicious damage, terrorism etc or any other peril(s) insurable under other policy.
24. Any loss or damage to accessories/remote(s) used in connection with the item(s) that were not supplied at the time of purchase of the item(s).
25. Any loss arising from improper storage, transportation, delivery or installation/re-installation of the item(s).
26. The cost of installing any optional attachment/accessory to the item(s).
27. Any loss arising out of mechanical and/or electrical breakdown caused by overloading, strain, overrunning, freezing, excessive pressure, short circuiting, over heating of the item(s).
28. Any loss or damage due to the use of non-genuine parts other than approved and/or supplied by the manufacturer.
29. Any loss or damage caused by or arising out of the willful acts or omission or gross negligence of the Insured/Insured Person and/or Insured's/Insured Person's family and/or employees of the Insured/Insured Person or YOUR employees or anyone on YOUR behalf.

30. Any replacement or repair of the entire item(s) arising out of any loss or damage of any part or component which is/are covered under the policy and is unavailable in the market. The liability in such a case will be restricted only to the value of the damaged part(s) or component(s) or the item(s).
31. Any cost of diagnostic or dismantling nature, unless accepted as part of an authorized claim.
32. Any loss due to any person obtaining the item(s) by deception.
33. Any breakdown to a component or components of the item(s) which are either subject to recall by the Manufacturer or can be considered as having inherent design faults.
34. Any claim arising out of any detention, seizure or confiscation by any legal authorities.
35. Any consequential loss of any kind and/or legal or contractual liability of any kind by or on behalf of YOU/Insured/Insured Person(s), other than the terms & conditions of the manufacturer's warranty.
36. Any loss arising out of ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from the combustion of nuclear fuel.
37. Any loss directly or indirectly occasioned by or happening through or in consequence of war, invasion act of a foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, nationalization, or loot pillage in connection therewith.